Car accidents are stressful under any circumstances, but the situation becomes even more complicated when the at-fault driver doesn’t have insurance. If you’ve been hit by an uninsured driver in Nevada, you may be wondering how you’ll recover your damages and whether you have any legal recourse. Fortunately, there are options available to help you seek compensation for your losses. Led by Preston Rezaee, Esq., The Firm is a premier personal injury law practice in Las Vegas, dedicated to delivering justice for accident victims. With a reputation for relentless advocacy and client-focused representation, The Firm ensures injured individuals receive the compensation they deserve, even in complex cases involving uninsured drivers.

Nevada’s Insurance Requirements

Nevada law requires all drivers to carry minimum liability insurance, which includes:

• $25,000 for bodily injury per person
• $50,000 for bodily injury per accident
• $20,000 for property damage

Despite these legal requirements, many drivers operate vehicles without insurance, leaving accident victims in a difficult financial situation.

Steps to Take After an Accident with an Uninsured Driver

If you’ve been hit by an uninsured driver, taking the right steps can help protect your ability to recover compensation:

1. Call the Police

Even if the other driver lacks insurance, you should still contact law enforcement. A police report will document the accident, which is crucial for insurance claims and potential legal action.

2. Gather Evidence

Documenting the accident scene is vital. Be sure to:

• Take photos of vehicle damage, license plates, and any visible injuries.
• Obtain witness statements and their contact information.
• Note details about the driver and their vehicle.

3. Seek Medical Attention

Even if you feel fine, some injuries take time to manifest. A medical evaluation ensures that any injuries are properly documented for future claims.

4. Notify Your Insurance Company

Report the accident to your insurer as soon as possible. Your own policy may provide coverage for accidents involving uninsured drivers.

How to Recover Compensation After an Accident with an Uninsured Driver

There are several ways to recover damages if the at-fault driver doesn’t have insurance:

1. Uninsured Motorist (UM) Coverage

Uninsured motorist coverage is an optional add-on to your auto insurance policy that protects you in the event of an accident with an uninsured driver. If you have UM coverage, it can help pay for:

• Medical expenses
• Lost wages
• Pain and suffering

2. Collision Coverage

If you have collision coverage as part of your insurance policy, it can help pay for vehicle repairs regardless of who was at fault. However, you will be responsible for paying your deductible.

3. Filing a Lawsuit Against the Uninsured Driver

While suing the uninsured driver is an option, it may not always be practical. Many uninsured drivers lack the financial means to pay a judgment, making recovery difficult. However, if the driver has assets, legal action may be a viable path.

4. Nevada’s Victim Compensation Programs

In some cases, state assistance programs may be available to help accident victims recover medical expenses and other damages. An experienced attorney can help you explore these options.

Why You Need an Attorney

Navigating an accident with an uninsured driver can be complex. A personal injury attorney can help by:

• Reviewing your insurance policy for potential coverage options
• Negotiating with your insurance company to ensure you receive fair compensation
• Filing a personal injury lawsuit if necessary

Being hit by an uninsured driver can feel overwhelming, but you do have options for recovering your losses. By taking the right steps and consulting with a skilled attorney, you can protect your rights and seek the compensation you deserve.

When it comes to choosing an attorney, experience matters. You need aggressive, competent, and personalized legal representation and that is what you’ll get with Preston Rezaee, Esq. and The Firm. Retaining the right firm to assist you with your case will affect the outcome and the amount of money you will receive. At The Firm, we strive to distinguish ourselves from commercialized law firms handing hundreds of cases per month. For cases relating to personal injury, we have developed personal relationships with highly qualified medical professionals in Clark County to ensure that our clients not only receive the best legal representation, but also the best medical treatment available. If you’ve been injured in Southern Nevada, give us a call at 702-222-FIRM (3476).

The information provided in this article is for general informational purposes only and is not intended to constitute legal advice. The content is based on the author’s understanding of the subject matter at the time of writing and is not tailored to the specific circumstances of any individual or entity.

Nothing in this article should be construed as creating an attorney-client relationship or as a substitute for seeking legal advice from a licensed attorney. Legal matters can be complex and vary greatly depending on the jurisdiction and the specifics of the case. Therefore, we strongly encourage readers to consult with qualified legal counsel for advice regarding their individual circumstances.

The author and publisher of this article assume no responsibility for any errors or omissions in the content or for any actions taken based on the information provided herein. The reader assumes full responsibility for any use or reliance on the information contained in this article.

By using this article, the reader agrees that they will not hold the author or publisher liable for any outcomes resulting from their use of the information presented.

For specific legal advice, readers are urged to contact a licensed attorney in their jurisdiction.

 

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