An injury at work can cause chaos. Doctor’s appointments or physical therapy may cause you to miss work. You may not be able to work for a few days. You may not be able work again.
Your financial future may be threatened by the injury as your bills will eat up your savings. You need to keep a roof above your head, eat, pay for utilities and travel to doctor’s appointments.
Workers used to have nowhere to turn when they suffered a crippling injury, even if the workplace was unsafe, had long hours and toxic substances were present. The Worker’s Comp was created to rectify this injustice, but it doesn’t mean that the insurance company will pay out your claim.
How can you pay your bills if you are unable to work due to an injury? How can you make sure that any extra costs due to a work injury are paid? How can you ensure that Big Insurance follows the rules to get you a fair settlement from them?
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Document Everything
The insurance company could claim that there was no written record of your injury to avoid paying out the claim. First, make sure that you have all the information in writing. Here’s a handy list to help you document the incident properly:
- Report the injury to Human Resources and your supervisor. This may be done before or after medical treatment, depending on the severity. Do it as soon as you can. Sending an email is the best way to get a copy with a time stamp for your records. Include the following in your email:
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- Date and time the incident occurred.
- What caused or contributed to an accident? ).
- Description of the incident. Please be as specific as you can. Over time, our memories can become distorted or even lost. You are protected by a written record if you find yourself in court several months down the road. Everything will be recorded, so you don’t need to remember any details. All you need to do is review your notes.
- Names of witnesses
- What you did immediately following the incident. You can use the eyewash station to wash out a contamination in your eyes or be taken by ambulance to the emergency department.
Do I need to see a doctor?
Yes. Even minor injuries should be seen by a doctor. Workers compensation should cover the cost of the examination because they are just as interested in knowing the extent as you are. Send a copy to your employer of any discharge papers or reports from your doctor showing the diagnosis. Keep a copy.
In the event that you need to make a claim, the doctor’s appointment is a good way to prove the extent, date, and source of your injury.
What about out-of-pocket expenses before settlement?
Keep receipts of all copays and extra expenses incurred by your injury. Label everything with the reason for the doctor’s appointment or the new equipment, and the impact of these medical events on your injury.
What do I do after the initial examination?
- Maintain a journal relating to your injury. The injury should be shown to have a negative impact on your everyday life and ability to work. Take notes of all important conversations you have with your employer, doctor and lawyer.
- Listen to your doctor’s advice regarding treatment, such as when to return to the workplace. You should follow any restrictions your doctor may give you. You will not only protect your claim, but also ensure that you get the best outcome for yourself. Insurance companies can accuse you of negligence if you ignore the doctor’s advice. Your settlement will be reduced.
- Hire a lawyer. An attorney can expedite the case and help you receive all of the compensation you deserve. The insurance company for your employer is on the side of your employer, but an attorney will be on their side. Your attorney will be on your side at all stages of the process. You can search online for “workers compensation attorney near me”, or “work-related injury attorney near me”. If you are in the greater Las Vegas region and would like a free consultation please contact us .
- Be sure to communicate. As soon as you hire an attorney, make sure they’re involved. Get copies of all correspondence you receive from the employer or insurance company. You can best serve a job-related injury lawyer if you provide them with the latest information about your case.
The post Las Vegas Personal injury Attorneys : How to make sure your worker’s compensation claim is accepted originally appeared on Las Vegas personal injury attorneys .