A crash involving a large commercial truck and a smaller vehicle can have serious, life-changing consequences. In Michigan, truck accidents can be complex, with multiple parties involved, unique rules, and the no-fault insurance system. Below is what you need to know if you or a loved one is involved in this type of accident.
Common Causes of Truck Accidents
Commercial trucks include vehicles that transport goods, pull trailers, or even carry passengers. Due to their size and weight, the damage can be far more severe when crashes occur. Injuries are often serious, ranging from brain and spinal cord damage to emotional trauma or even death.
Many accidents happen because of driver or company negligence, such as:
- Fatigue or driving too many hours
- Overloaded or improperly secured cargo
- Poor maintenance or defective parts
- Speeding, distraction, or reckless driving
- Tire blowouts or parts flying off the truck
Who Can Be Held Responsible
If you are hit by a truck, the truck driver can be held accountable if the evidence shows they were negligent, careless, or broke traffic laws.
Trucking companies are typically liable as well for poor training, unsafe schedules, or failing to maintain their vehicles. Under Michigan law, a trucking company can be held responsible for the negligence of its drivers.
In some crashes, the owner of the trailer can also be sued. Since multiple parties may share responsibility, a detailed investigation is crucial.
Michigan’s No-Fault Insurance Benefits
Michigan’s no-fault insurance system provides certain benefits to anyone injured in a car or truck accident, regardless of who was at fault. These benefits include coverage for medical bills, lost wages, assistance with household chores, gas mileage for doctor appointments, attendant care, and even home or vehicle modifications if needed.
What To Do After a Truck Accident
Taking the right steps following a truck accident can protect your health and your claim:
- Seek medical care immediately.
- Call 911 and report the accident to law enforcement.
- Take photos of the scene, gather contact information from any eyewitnesses, and exchange information with the other driver.
- Keep all records, bills, and paperwork.
- Notify your insurance company of the accident.
- Speak with an experienced truck accident lawyer before talking with the trucking company’s insurance. A lawyer can investigate the crash and gather evidence to help prove who is at fault.
In Michigan, you generally have three years from the date of the accident to file a lawsuit, so acting quickly is important.
Conclusion
Truck accidents can be overwhelming, and navigating the legal process may feel even more daunting. Any type of truck accident can have long-lasting effects on your life. Speaking with an attorney can help you understand your rights and guide you through the legal process.
If you or a loved one has been injured in a truck accident in Michigan, contact us today for a free consultation to review your options.